Denver, CO project case study

CO storm damage repair: a full insurance-covered restoration for the cost of a deductible

A real Denver storm damage repair project. After one of Colorado's frequent hailstorms, Precision Exteriors restored a roof, then found damage two neighbors' adjusters had missed, getting roof, gutters, and siding fully approved for the price of a deductible.

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2016 Serving Denver since founding
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3 Trades restored roof, gutters, siding
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Project snapshot

Denver storm damage repair, start to finish

Direct answer: This Denver storm damage repair project restored a hail-damaged home and a referred neighbor's home after a Colorado hailstorm. Precision Exteriors documented the damage, met the insurance adjuster on site, and earned approval for a full roof replacement plus gutter and siding repairs, so both homeowners paid only their deductible out of pocket.

Year
2026
Services
Roof replacement, gutters, siding
Location
Denver, Colorado
Cause
Hail and wind storm damage
The homeowner's story

A retiree's roof, covered in full

Direct answer: After a Colorado hailstorm, a recently retired homeowner worried his home had been damaged during a remodel. Precision Exteriors completed an inspection that revealed his roof needed repair, and his insurance company covered a complete roof replacement plus required code upgrades, all for only the cost of his deductible.

After one of Colorado's frequent hailstorms, we encountered a homeowner that had recently retired. He was working on remodeling and upgrading his home and was concerned that his home had suffered damage in the storm. We completed an inspection that revealed that his roof was indeed in need of repair. His insurance company covered the complete replacement of his roof and the code upgrades required. He now has a new roof with several upgrades that should last his entire retirement, all for only the cost of his insurance deductible.

Start with a free inspection
Completed storm damage roof replacement on a Denver area home by Precision Exteriors Restoration Completed roof replacement, Denver metro
Hail damage on a Denver area roof documented by Precision Exteriors Restoration for an insurance claim Hail damage, documented for the claim
Referrals, the greatest compliment

A second opinion that found the damage the adjuster missed

Direct answer: The neighbor's first claim only approved partial roof repairs. On a referred second opinion, Precision Exteriors found that a full replacement was needed to keep a uniform roof, plus storm damage to the gutters and siding. We documented everything, submitted an estimate on the homeowner's behalf, and a new adjuster agreed, so the neighbor received a new roof, new gutters, and siding repairs for just the price of a deductible.

As a bonus, we were able to help this customer's neighbor, too. His neighbor had filed an insurance claim to repair his storm damage but was only approved for repairing portions of the roof. Our customer was so happy with his experience with Precision that he recommended giving us a call to see if we had a second opinion. During our inspection, we determined that to properly repair the roof and maintain a uniform appearance, a full replacement was necessary. We also discovered the storm had caused damage to the gutters and siding as well.

Our team takes great pride in making sure the repairs are done right and helping our customers navigate every step in the process. After thoroughly documenting the damage to the property, we submitted an estimate to the insurance company on their behalf, and a new adjuster was sent out to reassess the damage. The new adjuster agreed with our assessment that a full replacement was necessary. By calling our crew for a second opinion, this customer was able to receive an entirely new roof and gutters and fix the damage to their siding for just the price of their deductible out of pocket.

Project highlights
" Our team found the damage the adjuster missed, and helped this homeowner get every trade approved, so both neighbors restored their homes for only the cost of a deductible. " Project highlights, Denver storm damage repair, 2026
  • Our customer trusted our team and workmanship so much that he referred his neighbor to us.
  • Our team found damage the insurance adjuster missed and helped our customer navigate the process to get all of the damage approved for coverage.
  • Both neighbors were able to get quality storm damage repair for only the cost of their deductible.
Multi-trade restoration

One storm, three trades, one accountable team

Direct answer: A single Colorado hailstorm often damages more than the roof. On this project Precision Exteriors restored the roof, gutters, and siding together, because handling every trade under one licensed contractor keeps the claim consistent and the finished home uniform.

Roof replacement

Full tear-off and impact-rated replacement with the code upgrades the storm scope required.

Gutters

Storm-damaged gutters and downspouts replaced to move Colorado snowmelt away from the home.

Siding

Hail and wind damaged siding repaired so the elevation matches the new roof and gutters.

Why a single contractor matters on a storm claim

When roof, gutters, and siding are claimed and restored together, nothing falls through the gaps between trades.

  • One scope of work documents every elevation for the adjuster
  • Damage the first adjuster missed gets reassessed and approved
  • Code upgrades required by the replacement are captured in the claim
  • The finished home keeps a uniform, consistent appearance
  • The homeowner pays only the deductible, not trade-by-trade gaps
  • One licensed, insured team is accountable from inspection to walkthrough
How we ran this claim

The Precision storm claim process, step by step

Direct answer: Our storm damage repair process is six clear steps, from a free inspection through final walkthrough. The pivotal step on this project was meeting the adjuster on site with documented photos, which is how we got the missed damage approved.

1

Free storm inspection

2

Photograph every elevation

3

Submit the estimate to the insurer

4

Meet the adjuster on site

5

Restore roof, gutters, siding

6

Final walkthrough

Colorado storm facts

Why Denver homes need storm damage experts

Denver sits in Hail Alley, where storm frequency and high-altitude conditions put roofs, gutters, and siding under more stress than almost anywhere in the country.

~13
Damaging hailstorms hit the Denver area in a typical year, a hallmark of Hail Alley.
~57 in
Average annual snowfall, driving freeze-thaw stress and ice dams on Front Range homes.
5,280 ft
Mile-high elevation means stronger UV that ages roofing and siding faster.
$1
The deductible, often the homeowner's only out-of-pocket cost when a storm claim is documented well.
Your peace of mind

We take the risk off your shoulders

A storm claim should not feel like a fight. Between manufacturer warranties, hands-on insurance advocacy, and one accountable team for every trade, the path forward is low risk from day one.

We meet your adjuster on site

We document the damage, build the scope, and reassess with a new adjuster when the first review misses covered damage, just as we did on this project.

Workmanship and material warranties

As an Owens Corning Preferred Contractor and CertainTeed Shingle Master Installer, we register manufacturer-backed warranties most contractors cannot offer.

You pay only your deductible

When storm damage is approved, your claim covers the restoration beyond your deductible across roof, gutters, and siding.

What Denver homeowners say

Rated 4.6 stars by Denver neighbors

Real, verified Google reviews from Denver-area homeowners. We are proud of an honest 4.6 stars rating built one storm restoration at a time. Read our reviews.

★★★★★

"The Precision team was great and provided me with great customer service and results. Special thanks to Anthony for helping me through the insurance process in making sure the details were covered."

Destiny P. Verified Google review
★★★★★

"They showed up on time, they knew their stuff, they did the work, and they did it well. Found storm damage on the gutters and siding I had no idea was there."

Travis H. Verified Google review
★★★★★

"Great quality work, friendly service. Fast and clean service, and they handled the whole claim for me."

Blanca G. Verified Google review
★★★★★

"Could not give Precision Exteriors a higher recommendation. Professional, timely, and great to work with. I have already referred my neighbor."

Alex L. Verified Google review

The Precision Warranty

Protected in writing, for the long run

Every Precision Exteriors storm restoration is backed in writing, so your Denver roof, gutters, and siding stay protected long after our crew leaves.

10-Year Workmanship Warranty

The Precision Warranty covers the quality of our installation for a full decade, in writing.

Certified-Installer Manufacturer Warranty

As an Owens Corning Preferred Contractor and CertainTeed Shingle Master Installer, we register manufacturer-backed material warranties most contractors cannot offer.

Licensed, Insured, Local Since 2016

Colorado License #0248041, BBB A+ accredited, with 3,000+ completed Front Range projects.

Keep exploring

Related storm damage resources

This project is part of our wider storm and exterior restoration work across the Denver metro.

Hub

Denver storm damage repair

The full guide to roof, siding, and gutter restoration after Colorado hail and wind, including how claims work.

Visit the storm damage hub
Pillar

Exterior restoration in Denver

How Precision Exteriors restores roof, siding, gutters, and windows together after a storm.

Read the restoration guide
Guide

Insurance and storm damage guidance

What to do after a Denver storm, how to file a claim, and how a second opinion can change your outcome.

See the claim guidance
Answers up front

Storm damage repair questions, answered

Reviewed by the Precision Exteriors Restoration storm restoration team, Colorado License #0248041. Owens Corning Preferred and CertainTeed Shingle Master Installer, serving Denver since 2016. Last reviewed June 14, 2026.
Can a storm claim really cover my whole roof for just the deductible?
Yes. When storm damage is documented and approved, your insurance covers the restoration beyond your deductible. On this Denver project, both homeowners received full roof replacements, and one received gutters and siding too, for only the cost of their deductible out of pocket.
What is a second opinion on a storm damage claim?
It is a fresh, documented inspection after a first claim was only partially approved. The neighbor on this project was approved only for partial roof repairs. We found that a full replacement was needed, plus gutter and siding damage, and a new adjuster agreed after we resubmitted the estimate.
Why did the storm damage more than the roof?
Colorado hail and wind often hit the roof, gutters, and siding in the same storm. Restoring all three under one licensed contractor keeps the claim consistent and the finished home uniform, which is exactly what happened on this project.
How fast can Precision Exteriors inspect my storm damage in Denver?
We offer a free storm damage inspection with a written report and photos within 24 hours. That documentation is the same evidence we use to advocate with your insurance adjuster. Call (720) 408-1840 any time.
Do you handle the insurance paperwork for me?
Yes. We document the damage, build the scope, submit the estimate to your insurer on your behalf, and meet the adjuster on site. On this project that hands-on advocacy is how the missed damage got approved for coverage.
Are your storm restoration crews licensed and insured in Denver?
Yes, fully licensed (Colorado License #0248041) and insured, with BBB A+ accreditation. Precision Exteriors has completed 3,000+ Front Range projects since 2016, serving the Denver metro area.
Ready when you are

Think the storm hit your home? Let us check.

Get a free written report with photos in 24 hours. We inspect, we document, and we handle your insurance claim so you do not have to, just like we did for these two Denver neighbors.

★ 4.6 stars on Google License #0248041 BBB A+ 3,000+ projects